Good companies aren’t always good stocks. This is one of the most important lessons that I have learned in 13 years as an Investment Advisor. Sometimes we fall in love with a company because we like their products Read the rest of this entry »
Your home’s mortgage if often your biggest debt. For this reason, most people buy insurance on the primary income earner to protect their family from financial hardship if something should happen to Read the rest of this entry »
I can still remember my son questioning the relevance of his high school economics course. For him, price elasticity and supply and demand graphs were all theoretical nonsense, something that would Read the rest of this entry »
Your hard work has created a successful business that has allowed you and your family and your employees to live a comfortable life. It has also allowed you to give back to your community. It is now Read the rest of this entry »
Mike McPhee, MBA, CFP
A few months ago I wrote an article on the “cash wedge strategy”, a strategy to guarantee some of your monthly retirement income. One of the products I mentioned in this article was an annuity. In Read the rest of this entry »
When a friend or family member is diagnosed with a serious illness it becomes a wake-up call for all of us. Do we have everything in order? We’ve all heard the stories of families that experience serious Read the rest of this entry »
Today’s low interest rates won’t be around for long, nor will the current advantage of income splitting loans to spouses. When making a loan to a spouse, CRA requires that you charge him/her the Read the rest of this entry »
Stock markets will always be affected by economic and business cycles. These cycles in turn cause movements in interest rates, commodity prices and exchange rates, all of which influence stock Read the rest of this entry »
Many defined benefit pensioners don’t know how lucky they are to have the peace of mind, knowing that a portion of their monthly income needs will be covered regardless of how markets perform. Unfortunately, most of us don’t have the luxury of a defined benefit pension to provide us with Read the rest of this entry »
One of the biggest challenges we face is following through on our intentions. New Year’s resolutions bring this to light. Although our intentions are usually good, many of us will fail to achieve our goals this year – to get fit, drink less, spend more time with our families, or to get our financial house in Read the rest of this entry »
Welcome! We work hard to stay on top of our game. With so many choices available to clients, it can get confusing. This blog will attempt to keep you up to date on timely financial topics. Call it your playbook. There's no timeline. When there's a topic we feel you "Need to Know", we'll send it to you. If you have any topics you would like to see covered, please drop us an email.
The content of this Internet site, including the investment advice, is only intended for residents of the province of Nova Scotia,Quebec and Ontario. Please note that all insurance matters are done with NBF Financial Services and are intended for residents of the province of Nova Scotia only. *Insurance is done through NBF Financial Services, a wholly owned subsidiary of National Bank Financial.
National Bank Financial is an indirect wholly-owned subsidiary of National Bank of Canada National Bank of Canada is a public company listed on the Toronto Stock Exchange (NA:TSX)
